Kempston Home Loans

Owning your own home is an essential investment. Kempston Home Loans have specialised staff, who will help you obtain the best possible deal and interest rate on your home loan.

On your behalf, we will do detailed credit and affordability checks which will enable you to look for a home in the right price bracket. Once you’re ready to go ahead, we are able to apply to six leading banks, giving you the choice of which bank you would like to have your loan with.

If you are self-employed, buying through a Trust or have credit issues, we pride ourselves in our specialised assistance in these categories.

For those who have credit issues, we offer assistance in the process of rehabilitation with the view to enabling these clients the opportunity to potentially purchase their dream home at a later date.

We offer our services free of charge to all prospective homeowners and will do our best to secure a home loan that’s just right for you.

Let us help you achieve your dream of owning your own home.

Find out what you qualify for with our free bond calculator:

Bond Calculator
Bond Calculator

Kempston Home Loans is at your service.

Consultant

Le-Anne Pike
  043 707 1815
    072 031 3018

Contact Us

Kempston Home Loans is at your service.

  043 707 1815
  086 676 3217
  15 Smartt Rd, Nahoon, East London,        5241
  PO Box 1968, East London, 5200
  Mon-Fri
  8:00AM – 4:30PM

Get In Touch

Please download the relevant form/s below, before completing this form.


*Kempston HomeLoans does not offer personal credit. This form is for home loans applications only.*

Downloadable Forms

Please download the relevant form/s below and complete, before uploading as individual documents. A reminder that Kempston Home Loans is a Mortgage Max partner and a result our forms are branded with their logo.

Pre-Approval:
 

Pre-approval form per applicant to be completed

Pre-Approval Form

Home Loan Application
(Main-Applicant)

Home loan application form for main applicant.

Home Loan Application

Home Loan Application
(Co-Applicant)

Home loan application form for Co-applicants.

Home Loan Application (Co-Applicant)

Required Documents

Full time employed:

  1. Copy of ID (IF ID card a clear copy of the back and front)
  2. Latest 3 months’ payslips if fixed basic, latest 6 months’ payslips if you earn commission or overtime
  3. Latest 3 months bank statements

 

Self-employed:

  1. Copy of ID (IF ID card a clear copy of the back and front)
  2. Auditors letter confirming monthly Income and Benefits (personal expenses paid for by the business)
  3. Latest 3 months personal bank statements
  4. Latest 6 months business bank statements
  5. CK 2 or COR docs
  6. Latest 2 years accountant signed Financials, if older than 6 months then Management accounts up to date

Home Loans Location

East London

043-7071815